Did you know that today anyone can claim to be a “financial planner”? It’s true. But not just anyone can call himself or herself a CERTIFIED FINANCIAL PLANNER™ professional.  As a consumer, it’s important to understand the difference. Allow me to take this opportunity to explain why.


I have earned the right to call myself a CFP® professional because I have voluntarily agreed to meet rigorous education, examination and experience standards. I participate in ongoing professional education. And, I follow a strict code of professional ethics and standards of practice.  The standards I adhere to are promulgated and enforced by Certified Financial Planner Board of Standards Inc.  The CFP Board refers to these standards as “the 4Es.”

If you are looking for a measure of a financial planner’s commitment to ethical behavior and adherence to high professional standards … if you are looking for a financial planner who will put you and your needs at the center of every financial planning engagement … I suggest that you look for a CFP® professional.

It’s never too early and never too late to take charge of your financial future. To learn more, I encourage you to contact me.  I would be pleased to meet with you to answer your questions.


Tom Nardozzi, CFP®

President - Perpetual Wealth Advisors, L.L.C.

Tom Nardozzi is President and Founder of Perpetual Wealth Advisors, L.L.C.  If you have questions or comments on this publication, please email tom.nardozzi@perpetualwealthadvisors.com or call 404-380-1977.